The Small Business Finance Playbook (Toolkit 04)
Know your numbers and improve cash flow in 30 days with a business health tracker, cash flow forecast, pricing worksheet, expense planner, and tax checklist.
Product Details
You can't fix what you can't see, and you can't see what you've never written down. The Small Business Finance Playbook is a practical, fillable workbook that walks small business owners through seven steps, about four days each, to build the numbers, systems, and rhythms that let you run your business on facts instead of a feeling.
Inside, you'll get a clear snapshot of where your business stands today with the Business Health Numbers, build a bookkeeping foundation that keeps business and personal money separate, create a four week cash flow forecast so surprises stop being surprises, price your products and services to protect your real margin, sort your expenses into fixed and variable so you can cut with a plan instead of a panic, cover the tax and compliance basics so you know what to check and when to call a pro, and turn all of it into a financial rhythm you actually keep.
Every step includes a short read, a tool you fill in on the spot, a Short On Time shortcut for busy weeks, a list of common mistakes to avoid, and a check in to mark real progress. Built for owners who'd rather see the number coming than get surprised by it, this is the fourth toolkit in the Unified Linc series: People, Process, Growth.
The problem it solves
Many owners run their business from the bank balance and a gut feeling. Cash surprises show up too late, prices quietly fall below real cost, and tax deadlines become emergencies.
Who it's for
- Owners who do not review their numbers every month
- Businesses still mixing business and personal money
- Owners with steady sales but tight cash
- Anyone unsure whether their prices cover their real costs
What's included
Seven steps, about four days each:
- Business Health Numbers, a snapshot of where you stand today
- A bookkeeping foundation that separates business and personal money
- A four week cash flow forecast
- A pricing worksheet that protects your real margin
- An expense planner that sorts costs into fixed and variable
- A tax and compliance checklist, including when to call a pro
- A financial rhythm you can keep up
Every step includes a short read, a tool you fill in on the spot, a Short On Time shortcut, common mistakes to avoid, and a progress check in. Fillable PDF. Instant download.
How it makes your work easier
- You see a cash shortfall weeks ahead instead of the day it hits
- Your prices are built on your real costs
- Cuts are made with a plan instead of in a panic
- Conversations with your accountant get faster and clearer
Why Unified Linc
Unified Linc toolkits are built by co-founders Lindsey Meske and Nicole Evans. Lindsey has run Meske, LLC, a business systems and data consulting firm, since 2008. She spent more than nine years building a healthcare staffing company's back office from scratch, including payroll, billing, credentialing, benefits, and recruiting, as it grew to about $22 million in revenue. Nicole is Unified Linc's People and Organizational Strategist. These playbooks turn that hands on experience into steps you can finish in about 30 days.